Finance

An inexpensive option for vehicle ownership. This is typically with low-interest rates from GM or a bank.

 

Lease

No ownership hassles. You can lease through GM or our in-house leasing company, Alberta Lease Co.

 

GM’s New Smart Purchase Program

A combination of traditional financing and some advantages of leasing. Learn more about Smart Purchase.

 

Pay Cash

Be sure to talk with our experts so you can make an informed decision as to whether paying cash is best for you.

 

Purchasing

HERE ARE SOME OF THE REASONS PEOPLE PURCHASE:


  • “Peace of mind” ownership
  • You payments toward the vehicle end once the loan is completed
  • Ease of budgeting – no potential “extra kilometre” charges
  • Not responsible to a third party for the condition of the vehicle
  • You don’t necessarily want a new vehicle every few years
  • Long-term ownership experience

Leasing

The benefits of leasing:


More Car, More Often

Since your monthly payments are lower, you’ll be able to get more car for the same money and drive a brand-new vehicle every two to four years, depending on the term length of your lease.

Lower Upfront payment

Most leases require little or no down payment, which makes getting into a new car more affordable and frees up your cash for other things. However, you can choose to make a down payment to lower your monthly payment amount.

Lower Tax Bite

In Canada, you don’t pay sales tax on the entire value of a vehicle when you lease. You’re only taxed on the portion of the value of the vehicle you use during your lease. The tax is spread out and paid along with your monthly lease payment.

No Used-Car Hassles

With leasing, the headaches of selling a used car are eliminated. When your lease ends, you simply turn it back to the leasing company and walk away unless you decide to buy it or trade it.

Flexibility

Western GMC Buick offers a variety of options including low-kilometre leases (20,000 kilometres per year), a standard kilometre lease (24,000 kilometres per year), and the ability to purchase additional kilometres at lease inception.

Unique Features

Western GMC Buick offers a variety of lease terms designed to meet your needs. We offer 24-, 36-, and 48-month leases for both new and used vehicles. You can amend your lease if you find you are driving much more than expected.

THE myths around LEASING:


it isn’t a good deal

If you plan on driving your vehicle for longer than 3 years, then financing might be better for you. Otherwise, you’ll likely have lower payments and save money with leasing.

I’ll be stuck in my lease

If you need to exit a lease early, we can accommodate that. It’s true that there are some costs involved, but they’e typically lower after the first half of the lease term.

i’ll be charged for a lot

Western GM is very specific about our charges, including any charges for damages to the vehicle. During a lease, minor wear and tear is inevitable, and we recognize and accept that.

Leasing is like renting

It’s more like financing–more like a loan than a rental. It’s a legal contract with a one-year minimum, and you have the option of buying the vehicle at a lower price at lease end.